Area Real Estate News & Market Trends

You’ll find our blog to be a wealth of information, covering everything from local market statistics and home values to community happenings. That’s because we care about the community and want to help you find your place in it. Please reach out if you have any questions at all. We’d love to talk with you!

March 24, 2023

Home shopping and Rising Interest Rates

Here are a few tips for home shopping during high interest rates:

🔹 Shop around for the best mortgage rates and compare offers from different lenders.

🔸 Consider getting pre-approved for a mortgage to give you a better idea of your budget.

🔹 Look for properties that are priced lower than your maximum budget to account for higher interest rates.

🔸  Consider a shorter loan term to save on interest in the long run.

🔹 While rates are trending higher- your competition may be tapping out until rates come down leaving you with better chances of finding the perfect home.

Remember this☞ 𝑶𝒏𝒆 𝒐𝒇 𝒕𝒉𝒆 𝒃𝒊𝒈𝒈𝒆𝒔𝒕 𝒃𝒆𝒏𝒆𝒇𝒊𝒕𝒔 𝒐𝒇 𝒐𝒘𝒏𝒊𝒏𝒈 𝒂 𝒉𝒐𝒎𝒆, 𝒓𝒆𝒈𝒂𝒓𝒅𝒍𝒆𝒔𝒔 𝒐𝒇 𝒚𝒐𝒖𝒓 𝒊𝒏𝒕𝒆𝒓𝒆𝒔𝒕 𝒓𝒂𝒕𝒆, 𝒊𝒔 𝒕𝒉𝒂𝒕 𝒊𝒕 𝒑𝒓𝒐𝒗𝒊𝒅𝒆𝒔 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒔𝒕𝒂𝒃𝒊𝒍𝒊𝒕𝒚 𝒂𝒏𝒅 𝒂𝒏 𝒂𝒗𝒆𝒏𝒖𝒆 𝒕𝒐 𝒃𝒖𝒊𝒍𝒅 𝒘𝒆𝒂𝒍𝒕𝒉. Connect with a local real estate agent today so you can start investing in homeownership.

March 17, 2023

Simplify your space: The benefits to a Minimalist Home

You know that feeling of pure satisfaction and relief when you finally clean out that cluttered junk drawer? Imagine experiencing that same feeling throughout your entire home.

In case you didn’t know, 𝒕𝒉𝒆𝒓𝒆’𝒔 𝒂 𝒔𝒆𝒓𝒊𝒐𝒖𝒔 𝒄𝒐𝒏𝒏𝒆𝒄𝒕𝒊𝒐𝒏 𝒃𝒆𝒕𝒘𝒆𝒆𝒏 𝒂 𝒄𝒍𝒆𝒂𝒓 𝒎𝒊𝒏𝒅 𝒂𝒏𝒅 𝒄𝒍𝒆𝒂𝒓 𝒔𝒑𝒂𝒄𝒆. Simplifying your space with a minimalist approach can lead to a clear mind and increased productivity.

Here are a few quick tips to get started:

1) Get rid of items you haven't used in the last year

2) Organize what's left into clear categories

3) Keep only the essentials within easy reach

To make it a little more doable, Click here to request my 𝙛𝙧𝙚𝙚 30 Days of Declutter Checklist! Cross of the items you've finished- You know how good that feels to clear the list! Or Comment 'declutter' and I'll send you the list.

Posted in Home Owner Tips
March 8, 2023

Front Doors -Setting the tone for your home

"Hello Beautiful!" or "Go Away!" What does your front door say about you?
I could scroll for hours looking at beautiful 𝓕𝓻𝓸𝓷𝓽 𝓓𝓸𝓸𝓻𝓼! They set the expectation for the whole home. It's as if the 𝒘𝒊𝒏𝒅𝒐𝒘𝒔 𝒂𝒓𝒆 𝒕𝒉𝒆 𝒆𝒚𝒆𝒔 of the home, but 𝒕𝒉𝒆 𝒇𝒓𝒐𝒏𝒕 𝒅𝒐𝒐𝒓 𝒊𝒔 𝒕𝒉𝒆 𝒔𝒎𝒊𝒍𝒆!
Make sure you have a good "smile" if you are planning to sell your home anytime in the future. Sometimes it's as easy as a fresh coat of paint. You don't have to look hard to find ways to give you inspiration if you are planning to give your home a "new smile" - You may only need to freshen it up!
Do’s and don’ts if you plan to paint your door. Curb appeal is powerful and what a better way to welcome your guests than with a new coat of paint - your front door makes a statement. [BHG]
March 2, 2023

Listing this Spring? Start Preparing Now!

𝓢𝓸 𝔀𝓮 𝓷𝓮𝓮𝓭 𝓽𝓸 𝓽𝓪𝓵𝓴→ As the real estate market heats up in Lucas, Monroe and Wood Counties this Spring, I get calls and messages from homeowners in Sylvania, Ohio and the surrounding areas all the time who are ready to sell, but who are completely stressed out about getting their homes ready for the market.
Selling your home in a hot market can be both ᴇxᴄɪᴛɪɴɢ ᴀɴᴅ sᴛʀᴇssꜰᴜʟ. On one hand, you have the potential to sell your home quickly and for top dollar. On the other hand, you're going to be dealing with a fast-paced, competitive market.
My response? Take a deep breath. You can do this, and I'm going to help you every step of the way. We will put together an action-oriented plan with some simple and doable steps that will keep the entire process moving along worry-free.
Getting your home ready for the market is like most things in life: the anticipation is the worst part. But remember, hiring a solid agent is KEY to helping you prepare, price, market, and negotiate top dollar your home. I'm here to guide you every step of the way!
Posted in Tips for Sellers
March 1, 2023

5 Tips for Paying of your Mortgage

You hear stories of people paying off their mortgages early and you think "how in the world did they do that?". 🤯

Around 𝟑𝟕% 𝐨𝐟 𝐔.𝐒. 𝐡𝐨𝐮𝐬𝐞𝐡𝐨𝐥𝐝𝐬 𝐚𝐫𝐞 𝐜𝐮𝐫𝐫𝐞𝐧𝐭𝐥𝐲 𝐰𝐢𝐭𝐡𝐨𝐮𝐭 𝐚 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞. It’s more common than you think and within reach for most homeowners — especially if you lock into following one (or all) of these mortgage paydown tips and do them consistently:

1️⃣ Make biweekly payments instead of monthly. This will help you pay off an extra month's worth of payments each year.

2️⃣ Round up your payments. Every little bit counts, and this can add up over time.

3️⃣ Make extra principal payments whenever you can. This will reduce the overall amount of interest you pay.

4️⃣ If interest rates drop, refinance to a lower interest rate. This can save you a significant amount of money in the long run.

5️⃣ Consider a shorter loan term. While this may mean higher monthly payments, you'll pay off your mortgage faster and save on interest.

Bottom Line: It's definitely possible to pay off your mortgage early and save a lot of money in the process. The key is to make smart financial decisions and stay consistent in your efforts.

𝗔𝗿𝗲 𝗬𝗢𝗨 𝗹𝗶𝘃𝗶𝗻𝗴 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲-𝗳𝗿𝗲𝗲? 𝗛𝗼𝘄 𝗮𝘄𝗲𝘀𝗼𝗺𝗲 𝗳𝗼𝗿 𝘆𝗼𝘂! 𝗪𝗵𝗮𝘁 𝘄𝗮𝘀 𝘆𝗼𝘂𝗿 𝘀𝗲𝗰𝗿𝗲𝘁 𝘀𝘂𝗮𝗰𝗲? 𝗪𝗵𝗮𝘁 𝘄𝗼𝗿𝗸𝗲𝗱 𝗳𝗼𝗿 𝘆𝗼𝘂? 𝗦𝗵𝗮𝗿𝗲 𝘁𝗵𝗲𝗺 𝗯𝗲𝗹𝗼𝘄... 𝗪𝗲'𝗱 𝗹𝗼𝘃𝗲 𝘁𝗼 𝗵𝗲𝗮𝗿!

Feb. 23, 2023

How To Make Your Dream of Homeownership - Reality

How To Make Your Dream of Homeownership - Reality

Making your dream of homeownership a reality is an exciting and rewarding journey. While it may seem daunting and intimidating, the process is much easier if you break it down into manageable steps.

The first and most important step is to get your finances in order. Make sure that you have a good credit score, a steady income, and a budget that outlines all of your expenses. Once you have these things in place, you can start researching loan options and get your pre-approval from a trusted lender. Finding a real estate agent (-Hey that's me!) will help you find the perfect home.

When it comes to finding your dream home, you will want to tour the area ahead of time. Get to know the neighborhoods and find the features that you are looking for. After you have found a home that you love, make an offer. Once you are under contract, be sure to get a home inspection and review all the documents thoroughly.

Once you are through inspections and your loan is approved, you will need to provide the required documents. These typically include proof of income, bank statements, and a property appraisal. As the closing date approaches, you will make arrangements for moving and transferring utilities into your name.

Homeownership is an amazing and rewarding experience. With proper planning and preparation, you can make your dream of owning a home a reality. Good luck!

Posted in Buying a home, Finance
Feb. 17, 2023

What You Should Know About Closing Costs

What You Should Know About Closing Costs

Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what closing costs are and how much you should budget for.

What Are Closing Costs?

People are sometimes surprised by closing costs because they don’t know what they are. According to Bankrate:

“Closing costs are the fees and expenses you must pay before becoming the legal owner of a house, condo or townhome . . . Closing costs vary depending on the purchase price of the home and how it’s being financed . . .”

In other words, your closing costs are a collection of fees and payments involved with your transaction. According to Freddie Mac, while they can vary by location and situation, closing costs typically include:

  • Government recording costs
  • Appraisal fees
  • Credit report fees
  • Lender origination fees
  • Title services
  • Tax service fees
  • Survey fees
  • Attorney fees
  • Underwriting Fees

How Much Will You Need To Budget for Closing Costs?

Understanding what closing costs include is important, but knowing what you’ll need to budget to cover them is critical, too. According to the Freddie Mac article mentioned above, the costs to close are typically between 2% and 5% of the total purchase price of your home. With that in mind, here’s how you can get an idea of what you’ll need to cover your closing costs.

Let’s say you find a home you want to purchase for the median price of $366,900. Based on the 2-5% Freddie Mac estimate, your closing fees could be between roughly $7,500 and $18,500.

Keep in mind, if you’re in the market for a home above or below this price range, your closing costs will be higher or lower.

What’s the Best Way To Make Sure You’re Prepared at Closing Time?

Freddie Mac provides great advice for homebuyers, saying:

As you start your homebuying journey, take the time to get a sense of all costs involved – from your down payment to closing costs.”

Work with a team of trusted real estate professionals to understand exactly how much you’ll need to budget for closing costs. An agent can help connect you with a lender, and together your expert team can answer any questions you might have.

Bottom Line

It’s important to plan for the fees and payments you’ll be responsible for at closing. Let’s connect so I can help you feel confident throughout the process.

Posted in Buying a home, Finance
Jan. 20, 2023

Market Predictions Q1 2023

📊 We’re halfway through January 🗓 so it’s time to start talking about market predictions for Q1 and the rest of the year. While no one has a crystal ball, here’s what experts and enthusiasts see coming into view for 2023:
🔹 Home prices will rise, but slower than in years past. predicts an average increase of 5.4% nationwide.
🔸 Mortgage rates will hover around 7%, four percentage points higher than the historic lows of 2021.
🔹Thanks to the uptick in rates, buyers will have less buying power in 2023. Some will consider creative ways to pursue homeownership, like pooling their resources to buy with friends and family, a trend experts first noticed in the spring of 2022.
🔸 Inventory will trail pre-pandemic levels but will be up 22.8% giving buyers more options to choose from and far less competition than in past years.
🔹 Homeowners in a position to do so will look to rent their low-mortgage-rate homes and step into the role of landlord. With rental rates predicted to increase faster than home values, renting out a home will be lucrative in 2023.
💬 If you want to chat about what these predictions mean if you’re looking to buy or sell in 2023, I’d love to connect!
Posted in Housing Market
Nov. 20, 2021

Lucas County Triennial Tax Review

Lucas County is in its next revaluation cycle or the countywide reappraisal where they are required to update real property values. It is called the Triennial Update. What does this mean for you?  Well for some, it could mean that your next tax bill may increase.

If you live in Lucas County, you may have received a letter from the auditor’s office headlining “2021 Notice of Change in Value”. Yes- this is a result of the Triennial Update where it looks at the last 3 years of sales and does a re-appraisal using sales from 2018, 2019, and 2020 and updates the values according to the proposed aggregate property value increase determined by levies voted on in your respective jurisdiction and local school review. 

Lucas County uses a complicated formula to determine the property taxes owed on any individual property. This updated value does not necessarily mean that your taxes will increase, but since we have been in a sellers’ market for the past 12 - 18 months, it could mean that your home is worth more than what you bought it for which could raise those overall values. 

What do you do if your homes new value is $310,000 when you paid $250,000 in 2020?  It would be recommended that you call or email the Lucas County board of review for an appeal of the Value. For some homes, that increase is accurate, while for others it may not have gone up as much.

Remember, the new value based on past sales and the opportunity to challenge your values will be available in the spring. See info below to learn more about who to call or where to email to request a property review should you want to appeal the updated value. As with any dispute, the Board of Review will look at any realistic challenge.

While no one wants to pay more in taxes than they have to, our local authorities are doing the best they can with the ever-changing property values. 

Listen, we all hate to pay taxes, and understanding them will make it hurt less and help you sleep better at night!

*"You can never really own your property, Just try not paying your property taxes!" ~Michael Maloney

To contact Lucas County Board of Reviews call 419-213-4406 or send email to

Nov. 20, 2021

Qualifying for VA Home Loan

Qualifying for VA Home Loan

Qualifying for VA Home Loan VA Home Loans:
Helping Heroes Find a Home Today, on Veterans Day, we honor those who have served our country and thank them for their continued dedication to our nation. In the United States, there are many valuable benefits available to Veterans, including VA home loans. For over 75 years, VA home loans have provided millions of Veterans and their families the opportunity to purchase their own homes.

As we consider the full impact of VA home loans, it’s important to both understand these great options for Veterans and to share them with those we know who may be able to benefit most. For a variety of different reasons, many Veterans don’t use their VA home loan options, so being knowledgeable about what’s available and how they work may be a game-changer for many.

Facts about 2019 VA Home Loans (most current data):
-624,546 home loans were guaranteed by the Veterans Administration.
-306,879 VA home loans were made without a down payment.
-2,055 grants totaling $118 million were provided to help seriously disabled Veterans purchase, modify, or construct a home to meet their needs.

VA Home Loans Often Offer:
No down payment options as long as the sales price isn’t higher than the home’s appraised value. Better terms and interest rates than loans from other lenders. Fewer closing costs, which may be paid by the seller.

Bottom Line
The best thing you can do today to celebrate Veterans Day is to share this information with those who can potentially benefit from these loan options. Let’s connect today to discuss your questions about VA home loan benefits. Thank you for your service.



Posted in Resources